Category SMSF

Breaking down the complexity surrounding SMSF and delivering a service that enhances tax effective retirement planning

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Planning for Aged Care is more than moving into an Aged Care Facility

Our chances of living longer are increasing as life expectancy continue to increase. At age 65 a person’s chance of needing aged care during their remaining lifetime is 68% for females and 48% for males. Old age can be associated with declining cognitive abilities, resulting in problems when managing personal finances.

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Federal Budget 2017: What it means for you?

On Tuesday 9 May, the Federal Government handed down its Budget for the 2017–18 financial year. According to Federal Treasurer Scott Morrison, this year’s Budget is founded on the principles of fairness, security and opportunity. Mr Morrison claims that the government’s proposed measures will raise almost $21 billion in revenue over the next four years,

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knowing your limits

Know the Limits of your Superannuation Contributions

For many years now Australians have been allowed to place non-Concessional Contributions into superannuation with minimal restrictions. This all changed on the 3rd May 2016, when the Government announced changes to the level of annual concessional contributions and changes to the life-time limit on non- concessional levels. The extra tax, applicable when you breach these

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Reviewing your SMSF Strategy

The federal election has now come and gone and we await the passing of the legislation announced in the May 2016 budget. If this legislation is passed, our clients will be in a better position to plan moving forward. However, July each year offers us a reminder to attend to a number of housekeeping issues

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French Real Estate Property

Investing in Property Overseas with your SMSF

Retiring to the South of France, or that favourite beach hideaway is a dream many professionals share. Given the constant pressure of maintaining the standards that society places of all those who call themselves “Professionals”, it is often that picture of retirement that is the light at the end of the tunnel. The dream of

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Retirement Nest Egg Questions

Salary Sacrificing to your Super Fund

Increasing discussion around raising the pension age, changes to age pension eligibility and higher taxes makes it more important than ever for people to plan ahead for a financially secure retirement. Finding extra cash for savings at the end of the month can be a tall order but if you follow the adage that you

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Who can be a Super Dependent?

Superannuation rules limit who can receive death benefits. Therefore it is important to understand who can be a superannuation dependent as well as a tax dependent. The rules apply to accumulate savings/account balance as well as insurance inside superannuation. Death benefits from superannuation (including insurance payments) can only be paid to: A dependent as defined

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