Category Personal Insurance

Taking out life insurance can help reduce the risk of financial hardship, with a payout to help you and your family through the tough times.

Christie & Caz

Poole Group is here to support you!

Poole Group is here to support you! Whilst we are continuing to operate as usual, we only have skeleton staff working at our office.  The majority of our team is now connecting securely to our server from their home. This ensures minimal disruption to providing you with our standard quality services.

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Keep up to date with Poole Group – Government Stimulus – Current information as at 23 March 2020

On Sunday 22nd March 2020, the Commonwealth Government released the second stage of its economic plan to cushion the impact of COVID-19 on the economy and provide support to businesses and individuals.

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COVID-19 – We are here to assist you & our staff

On Wednesday 11th March 2020, the World Health Organisation (WHO) upgraded the status of the COVID-19 outbreak from epidemic to pandemic. We are here to assist any clients who are being directly or indirectly affected by this Pandemic, please contact our office for assistance to speak with your adviser regarding current Government Stimulus package, business

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Hayden

Sunshine Coast Adviser Ratings

Sunshine Coast has 9 advisers per 10,000 population, a lower concentration of advisers than the average of 10 in Australia. Sunshine Coast has a population growth rate of 12% in the last 5 years compared to 8% for Australia. Its median age of 43 is higher than the national average of 37. The affluent over

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Cancer Claims Data

Cancer Claims Data – Life Companies pay $1.55 billion+ in June 2019 The Financial Services Council has released new life insurance claims data highlighting Australia’s 10 most claimed cancers, as World Cancer Day is acknowledged around the globe.  To find out more click on the link below; Cancer Claims Data If you have any questions

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Xmas Party Closure – Facebook Post

OUR OFFICE IS CLOSED – 6th December 2019

Our Poole Group office will be closed the 6th December 2019, to allow all our staff to participate in our Christmas Activities.  We will have an answering service which will be able to take messages which we will respond to when we return to our usual working hours on the 9th December 2019. 

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The Cost of Care

Australia – as the saying goes – is a ‘lucky country’. Our standard of living, our climate, and our health care and social security systems all stand up well to international comparisons. But there is a downside, in the false sense of security that Australians live with in terms of their health, and their capacity

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Stepped Insurance

Choosing Between Level and Stepped Premiums

Stepped versus level premiums is a conversation advisers should have with every client when considering long term life insurance cover.  Choosing which is better is more than an economic consideration and depends on the client. To find out more click on the link below or contact Hayden from our office on 07 5437 9900. http://magazine.riskinfo.com.au/37/choosing-between-level-and-stepped-premiums/

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Direct Insurers more likely to deny claim

The Australian Securities & Investments Commission (ASIC) has recently released Report 498 which highlights the benefits of using an adviser for personal retail insurance (Term Life, TPD, Trauma and Income Protection) as opposed to other channels like direct insurance and insurance held via group superannuation accounts.  The report shows that you are 71% more likely

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healthy food

Obesity is a growing problem

The terms “overweight” and “obese” are used to denote situations where excessive fat accumulation represents an increased health risk. It is important to know the impacts and true costs of obesity. Here’s an article written by Dr Pramodh Nathaniel, Chief Medical Officer for TAL. Size Does Matter  

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Case Study

Water Skiing Accident

I was informed by one of the Poole Group accountants that their client suffered a water skiing accident and was unable to work. Naturally I suggested that the client should be entitled to an income protection benefit for the time off work. I contacted the client and explained the potential benefits he was entitled to

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Case Study

Trauma & Income Protection

I was recently referred a client who has a range of personal insurance policies including Term Life, Total & Permanent Disability (TPD), Trauma and Income Protection. The policies were set up via another adviser over 5 years ago and the client’s main concern was that he had not heard from the adviser since the initial

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