Travel Insurance Review
The Insurance market is reviewing cover in respect to mental illness. At the time of writing, some policies specifically exclude mental illness whilst others are reviewing their cover.
Read morePersonal Insurance
Covering Ongoing Business Expenses If You Can’t Work
Income Protection (IP) is a policy most medical professionals are aware of but if you are self-employed, do you have the right policy to cover ongoing fixed expenses of the practice? IP…
Read moreDo you have your fixed business costs covered?
The majority of medical professionals are aware of the importance of Income Protection (IP) and have the relevant policy in force, however; there is only a small portion that have their fixed…
Read moreDirect Insurers more likely to deny claim
The Australian Securities & Investments Commission (ASIC) has recently released Report 498 which highlights the benefits of using an adviser for personal retail insurance (Term Life, TPD, Trauma and Income Protection) as…
Read moreAccess Super Earlier – Changes to Terminal Illness Definition
On the 1st July 2015 the Federal Government changed the definition of terminal illness for the purpose of superannuation and tax law changed whereby the period to be able to make a…
Read moreProposed Superannuation Changes in latest Federal Budget
Yesterday the Federal Government handed down the budget for the 2016-17 year that includes some of the biggest changes to the superannuation system since 1 July 2007. The budget announcements are still…
Read moreAdvice to Women – Considerations for Trauma Insurance
When it comes to the needs of women, it seems we should be aware of the differences when comparing what is covered in trauma insurance policies. http://www.riskadviser.com.au/viewpoint/13531-considerations-for-trauma-insurance-advice-to-women …
Read moreWhy do you need Trauma insurance? So that you can afford the good cancer drugs.
http://www.bloomberg.com/news/articles/2016-03-03/drugmaker-wins-big-in-japan-as-its-gamble-leads-to-150-000-drug…
Read moreImportance of Trauma & Income Protection from a young age
Trauma and Income Protection insurance are normally taken out by clients once they go into debt or have a family. However, it is vitally important even at a young age to…
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